Bill > A1387

Introduced Session

This bill requires health insurance carriers to provide a covered person with a written copy of any oral agreement entered with the covered person no less than 30 days after entering an oral agreement with the person. Such oral agreements include, but are not limited to, initial agreements to provide coverage, any agreement to expand, decrease, or revise coverage, and reimbursement of claims. Currently, there is no requirement that oral agreements concerning health insurance be put into writing. The bill also requires carriers include language in health benefits plan contracts that gives covered individuals the right to, upon request, receive any recording of the oral agreement that the carrier may have made, along with a written transcript of the oral agreement. The bill applies to health insurance carriers, including health, hospital and medical service corporations, commercial individual and group health insurers, health maintenance organizations, and health benefits plans issued pursuant to the New Jersey Individual Health Coverage and Small Employer Health Benefits Programs.

AI Summary

Committee Categories

Ellen Park (D)*, 

Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 01/13/2026)

Official Document