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Bill > A1137


NJ A1137

NJ A1137
Requires certain insurance carriers to include firearm liability insurance as policy option.


summary

Introduced
01/13/2026
In Committee
01/13/2026
Crossed Over
Passed
Dead

Introduced Session

2026-2027 Regular Session

Bill Summary

This bill requires every insurer authorized to transact the business of homeowners, renters, excess liability, or personal liability insurance in New Jersey to make available as an option for purchase coverage insuring against loss resulting from liability imposed by law for bodily injury, death, and property damage sustained by any person arising out of the ownership, maintenance, operation or use of a firearm carried in public. The coverage is to be at least in: a. an amount or limit of $100,000, exclusive of interest and costs, on account of injury to, or death of, one person, in any one incident; b. an amount or limit, subject to such limit for any one person so injured or killed, of $300,000, exclusive of interest and costs, on account of injury to or death of, more than one person, in any one incident; and c. an amount or limit of $25,000, exclusive of interest and costs, for damage to property in any one incident.

AI Summary

This bill mandates that insurance carriers in New Jersey offering homeowners, renters, excess liability, or personal liability insurance must provide an optional coverage for firearm liability. This optional coverage will protect policyholders against financial losses arising from legal responsibility for bodily injury, death, or property damage caused by the ownership, maintenance, operation, or use of a firearm carried in public. The minimum coverage amounts required are $100,000 for injury or death of one person, $300,000 for injury or death of multiple people in a single incident, and $25,000 for property damage in any single incident, all exclusive of interest and costs.

Committee Categories

Justice

Sponsors (2)

Last Action

Introduced, Referred to Assembly Judiciary Committee (on 01/13/2026)

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