Bill > A3895

Introduced Session

This bill requires parties in agreement or contracted on public contracts for construction services to carry errors and omissions insurance. No entity would be awarded a contract without sufficient proof of errors and omissions insurance. A copy of the insurance would be provided to the government entity or entities included in the contract or agreement. Errors and omissions insurance is a specialized type of liability protection that is not covered by traditional liability insurance. Errors and omissions coverage is designed to insure members of a particular professional group from the liability arising out of a special risk such as negligence, omissions, mistakes, and errors inherent in the practice of the profession. The construction services outlined in this bill include civil design, mechanical engineering, electrical engineering, plumbing design, and structural engineering. The declarations page will be made available to the public on the official website of the Department of the Treasury, Department of Community Affairs, or Department of Education, as appropriate, and the official website of the municipality the construction is to take place.

AI Summary

Committee Categories

Robert Karabinchak (D)*, 

Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 01/13/2026)

Official Document