Bill > SB409

This bill mandates that all individual and group health insurance policies, medical service plans, and similar coverage in Kansas, which are issued, delivered, amended, or renewed on or after January 1, 2027, must not charge insured individuals any out-of-pocket expenses, referred to as "cost-sharing" (which includes deductibles, coinsurance, and copayments), for diagnostic or supplemental breast examinations for breast cancer. Diagnostic breast examinations are defined as tests used to investigate a suspected abnormality or one found during a screening, following established national guidelines, and include procedures like contrast-enhanced mammography, MRI, or ultrasound. Supplemental breast examinations are those conducted based on an individual's personal or family history of breast cancer, or other risk factors such as dense breast tissue. While generally exempt from cost-sharing requirements to maintain their status as HSA-qualified health insurance policies (plans that meet specific criteria for high-deductible health plans allowing for Health Savings Accounts), these policies will still be required to waive cost-sharing for these specific breast examinations if they are considered preventive care under federal law.

Business and Industry

Financial Institutions and Insurance (Senate)

https://kslegislature.gov/li/b2025_26/measures/sb409/