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IA HF2193
IA HF2193A bill for an act relating to living organ donors and life insurance, disability insurance, and long-term care insurance.(See HF 2633.)
summary
Introduced
01/29/2026
01/29/2026
In Committee
01/29/2026
01/29/2026
Crossed Over
Passed
Dead
Introduced Session
91st General Assembly
Bill Summary
This bill relates to insurance requirements applicable to living organ donors. The bill defines “policy” as a life insurance policy, disability insurance policy, or long-term care insurance policy. A “living organ donor” (donor) is defined as an individual who is not deceased and who has donated all or part of an organ. Under the bill, based solely on an individual’s status as a donor, an insurer shall not: (1) decline or limit coverage under a policy for a covered person that is a donor; (2) as a condition of continued coverage under a policy, preclude a covered person from becoming a living organ donor; or (3) discriminate against a covered person or individual in the offering, issuance, cancellation, coverage amount, price, or any other condition of a policy on the sole basis that the covered person or individual is a donor. The commissioner of insurance shall adopt rules to administer the bill.
AI Summary
This bill establishes protections for living organ donors concerning insurance policies, defining a "policy" as life insurance, disability insurance, or long-term care insurance, and a "living organ donor" as an individual who has donated an organ while alive. Under this legislation, insurance companies are prohibited from denying or limiting coverage, preventing individuals from becoming donors as a condition of continued coverage, or discriminating in policy terms like price or coverage amount solely because someone is a living organ donor. The commissioner of insurance will be responsible for creating rules to implement these provisions.
Committee Categories
Business and Industry
Sponsors (2)
Last Action
Committee report approving bill, renumbered as HF 2633. (on 02/19/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.legis.iowa.gov/legislation/BillBook?ga=91&ba=HF2193 |
| BillText | https://www.legis.iowa.gov/docs/publications/LGI/91/attachments/HF2193.html |
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