Bill
Bill > HB4098
summary
Introduced
02/02/2026
02/02/2026
In Committee
02/16/2026
02/16/2026
Crossed Over
Passed
Dead
Introduced Session
2026 Legislative Measures
Bill Summary
The statement includes a measure digest written in compliance with applicable readability standards. Digest: Adds bad acts done with respect to insurance to the list of bad acts that are subject to the Unlawful Trade Practices Act. Lets a person get from a court relief in addition to damages un- der the UTPA. Tells a district attorney to get permission from a state agency to take action under the UTPA in relation to insurance. (Flesch Readability Score: 60.6). Provides that a violation of prohibitions against certain practices with respect to insurance is subject to an enforcement action under the Unlawful Trade Practices Act. Specifies exemptions. Removes some exemptions for insurance from the definition of “real estate, goods or ser- vices” under the Unlawful Trade Practices Act. Permits a person to obtain, and a court to award, appropriate equitable relief in addition to monetary damages under the Unlawful Trade Practices Act. Requires the Director of the Department of Consumer and Business Services to request action before a prosecuting attorney may take action under the Unlawful Trade Practices Act against an act or practice related to insurance.
AI Summary
This bill expands the scope of the Unlawful Trade Practices Act (UTPA) to include certain violations related to insurance, making them subject to enforcement actions under the UTPA. It clarifies that individuals can seek equitable relief, such as court orders to stop certain practices, in addition to monetary damages when pursuing claims under the UTPA. Importantly, before a district attorney can take action against an insurance-related practice deemed unlawful under the UTPA, they must first obtain permission from the Director of the Department of Consumer and Business Services, who may also choose to be involved in any resulting legal proceedings. The bill also makes specific changes to exemptions within the UTPA, notably removing "insurance" from the definition of "real estate, goods or services" that are generally covered, but then reintroducing specific insurance-related practices as unlawful under the UTPA, particularly those involving the adjustment of third-party insurance claims and certain actions by insurance producers.
Committee Categories
Business and Industry
Sponsors (23)
April Dobson (D)*,
Floyd Prozanski (D)*,
Nathan Sosa (D)*,
Tom Andersen (D),
Farrah Chaichi (D),
Willy Chotzen (D),
Paul Evans (D),
Sarah Finger McDonald (D),
Lisa Fragala (D),
Lew Frederick (D),
Mark Gamba (D),
Sara Gelser Blouin (D),
Jeff Golden (D),
David Gomberg (D),
Dacia Grayber (D),
Zach Hudson (D),
Kayse Jama (D),
Cyrus Javadi (D),
Deb Patterson (D),
Katherine Pham (D),
Thuy Tran (D),
Jules Walters (D),
Lamar Wise (D),
Last Action
Bowman served notice of possible reconsideration. (on 02/18/2026)
Official Document
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