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SC S0871

SC S0871
Qualified Loan Originator


summary

Introduced
01/29/2026
In Committee
01/29/2026
Crossed Over
Passed
Dead

Introduced Session

126th General Assembly

Bill Summary

Amend The South Carolina Code Of Laws By Amending Section 40-58-50, Relating To Regulation Of A Qualified Loan Originator, So As To Provide An Exception For Experienced Qualified Loan Originators.

AI Summary

This bill amends Section 40-58-50 of the South Carolina Code of Laws to create an exception for experienced qualified loan originators, who are individuals involved in originating mortgage loans. Specifically, it modifies a provision that currently prohibits qualified loan originators from engaging in certain activities, such as being compensated based on loan terms, offering only specific types of loans, or handling borrower funds. The amendment exempts qualified loan originators who possess an amount of experience equivalent to or greater than what is required for a mortgage broker's license under Section 40-58-50(B)(2) from these prohibitions, thereby allowing them more flexibility in their professional activities.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Referred to Committee on Labor, Commerce and Industry (on 01/29/2026)

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