summary
Introduced
01/29/2026
01/29/2026
In Committee
01/29/2026
01/29/2026
Crossed Over
Passed
Dead
Introduced Session
104th General Assembly
Bill Summary
Amends the Illinois Insurance Code. Requires a group or individual policy of accident and health insurance or a managed care plan that is amended, delivered, issued, or renewed on or after January 1, 2027 to cover up to 12 mental health provider visits per plan year, with no visitation restrictions, if a local or State emergency is declared due to immigration enforcement activity and the insured has experienced loss, trauma, or displacement due to such activity. Provides that the coverage shall not be subject to deductibles, copayments, or other forms of cost sharing. Effective immediately.
AI Summary
This bill amends the Illinois Insurance Code to require group or individual accident and health insurance policies and managed care plans, starting January 1, 2027, to cover up to 12 mental health provider visits annually without any restrictions, specifically when a local or state emergency is declared due to immigration enforcement activities and the insured individual has experienced loss, trauma, or displacement as a result of such activity. Importantly, this coverage will not be subject to deductibles, copayments, or any other form of cost-sharing, meaning the insured will not have to pay anything out-of-pocket for these visits. The bill takes effect immediately upon becoming law.
Sponsors (1)
Last Action
Referred to Assignments (on 01/29/2026)
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