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Bill > SB1623


AZ SB1623

AZ SB1623
Credit cards; interest rate; requirements


summary

Introduced
02/03/2026
In Committee
Crossed Over
Passed
Dead

Introduced Session

Fifty-seventh Legislature - Second Regular Session (2026)

Bill Summary

AN ACT amending title 44, chapter 35, arizona revised statutes, by adding article 2; relating to credit card agreements.

AI Summary

This bill establishes new regulations for credit card companies operating in Arizona, capping the annual interest rate on credit card purchases at fifteen percent and limiting late fees to a maximum of $10, regardless of the outstanding balance. It also prohibits merchants from adding any extra charges, known as surcharges, for using a credit card, and grants the Attorney General the authority to investigate and take action against violations of these provisions. The bill is declared an emergency measure, meaning it takes effect immediately upon passage to protect the public's peace, health, and safety, and its provisions apply retroactively to the twelve months preceding its effective date.

Committee Categories

Budget and Finance

Sponsors (1)

Last Action

Senate read second time (on 02/04/2026)

bill text


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