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KS SB423
KS SB423Requiring certain cost-sharing assistance be applied toward a covered individual's deductible or annual out-of-pocket limit under the individual's health benefit plan.
summary
Introduced
01/29/2026
01/29/2026
In Committee
01/30/2026
01/30/2026
Crossed Over
Passed
Dead
Introduced Session
2025-2026 Regular Session
Bill Summary
AN ACT concerning health insurance; relating to cost-sharing requirements; requiring certain cost-sharing assistance be applied toward a covered individual's deductible or annual out-of-pocket limit under the individual's health benefit plan.
AI Summary
This bill requires that any cost-sharing assistance paid by or on behalf of an individual for a prescription drug be counted towards their deductible or annual out-of-pocket limit under their health benefit plan, which is a type of insurance that covers medical expenses. This applies to prescription drugs that do not have a generic equivalent or biosimilar version, or when a brand-name drug is used after obtaining prior authorization, complying with a step-therapy protocol (a process where a less expensive drug is tried first), or receiving approval through an exception or appeal process. The bill also clarifies that individuals are not required to follow certain utilization management processes, like prior authorization or step-therapy, if they are otherwise prohibited by law. Importantly, if applying these provisions would make an individual's health savings account (HSA) contributions ineligible, the bill specifies that the cost-sharing assistance will apply to the deductible only after the minimum deductible amount for an HSA has been met, except for preventive care services. The commissioner is tasked with creating rules and regulations to implement these changes.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Senate Referred to Committee on Financial Institutions and Insurance (on 01/30/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://kslegislature.gov/li/b2025_26/measures/sb423/ |
| BillText | https://kslegislature.gov/li/b2025_26/measures/documents/sb423_00_0000.pdf |
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