Bill > H7429

This bill, effective upon passage, mandates that starting January 1, 2027, health insurance plans in the state cannot charge individuals more for physical therapy services than they would charge for services from a primary care physician or osteopath. This means that out-of-pocket costs like copayments (a fixed amount paid for a service), coinsurance (a percentage of the cost paid), or office visit deductibles (the amount paid before insurance kicks in) for physical therapy will be capped at the same level as those for general medical doctors. Additionally, insurance companies will be required to clearly communicate the availability of physical therapy coverage, along with any restrictions or conditions.

Health and Social Services

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