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RI H7413

RI H7413
Creates a council to supervise, manage and regulate special depository institutions. The act also allows for the controlled issuance of limited waivers of regulatory requirements for the creators of innovative financial products.


summary

Introduced
01/30/2026
In Committee
01/30/2026
Crossed Over
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

This act would establish an economic growth blockchain and would regulate virtual and digital assets, and establish depository banks for these purposes. This act would also establish a technology advisory council, and a "financial sandbox" where regulatory requirements may be waived. This act would take effect upon passage.

AI Summary

This bill establishes the "Rhode Island Economic Growth Blockchain Act" to foster innovation in financial technology and digital assets by creating a supervised environment for testing new products and services. It establishes a Rhode Island blockchain technology advisory council to guide these efforts and a "financial technology sandbox" where companies can apply for waivers from certain regulatory requirements to test innovative financial products or services for a limited period, provided they meet strict consumer protection measures and background checks. The bill also authorizes the creation of "special purpose depository institutions," which are new types of banks designed to serve businesses involved with digital assets, requiring them to meet specific capital, operational, and compliance standards, including federal anti-money laundering and customer identification rules, and explicitly stating that their deposits are not insured by the FDIC.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Committee recommended measure be held for further study (on 02/03/2026)

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