Bill > HB2090

This bill, by adding a new chapter to Pennsylvania's tax laws, aims to prohibit certain practices by payment card networks, which are entities that facilitate credit and debit card transactions. Specifically, it prevents these networks from charging interchange fees, a fee paid to the card issuer, if that fee is calculated as a percentage of the total transaction amount and does not exclude any sales tax. It also prohibits increasing other fees to circumvent this rule, charging consumers or merchants for disputed transactions before a resolution, or penalizing merchants for setting prices in compliance with the law. Payment card networks will be required to either deduct sales tax from interchange fee calculations or provide a rebate for the tax portion. If a merchant cannot capture tax information at the point of sale, the network must accept proof of collected taxes and credit the merchant. Violations can result in civil penalties of up to $1,000 per violation and require the network to refund any illegally collected fees to merchants or consumers.

Budget and Finance

https://www.palegis.us/legislation/bills/2025/hb2090