Bill > SB1156

This bill aims to enhance the verification of financial responsibility for motor vehicle owners in Pennsylvania by establishing an online system. It requires the Department of Transportation (PennDOT) to implement a system that allows for online verification of insurance coverage, meaning drivers may no longer need to carry physical or electronic proof of insurance if their coverage is confirmed through this system. The bill also clarifies that if a driver presents electronic proof of insurance to a police officer, the officer can only view necessary information, and the owner of the electronic device is liable for any damage to it. Insurers who issue a significant number of policies will be required to participate in this online verification system, though those with fewer policies may have alternative reporting methods. The bill also includes provisions for data security, outlines the data elements to be used for verification, and specifies that information within the system will be confidential and not subject to public disclosure laws. Finally, it mandates a report to the General Assembly on the costs and effectiveness of the new system within two years of its implementation.

Transportation and Infrastructure

https://www.palegis.us/legislation/bills/2025/sb1156