Bill > SB1771

This bill mandates that health care insurers in Arizona must cover essential health care benefits, which include ten categories such as ambulatory services, emergency services, hospitalization, maternity care, mental health and substance abuse services, prescription drugs, rehabilitative services, laboratory services, preventive care, and pediatric services. Insurers are also required to limit out-of-pocket costs like deductibles and copayments for these benefits, provide coverage without cost sharing for preventive care recommended by federal health agencies, and continue offering dependent coverage to adult children until they turn twenty-six. Furthermore, insurers are prohibited from denying coverage or enrollment based on an individual's health status, imposing preexisting condition exclusions or limitations, canceling or refusing to renew plans due to preexisting conditions, using health status to set premiums, refusing to cover services for preexisting conditions, imposing annual or lifetime dollar limits on essential benefits, or applying extra costs for preexisting conditions. The bill also clarifies that "short-term limited duration insurance" is defined as coverage with an expiration date less than twelve months, with a total duration not exceeding thirty-six months, and amends existing law to remove a provision that stated such insurance was not subject to state health coverage mandates.

Budget and Finance

https://apps.azleg.gov/BillStatus/BillOverview/85453