Bill > HB1149

This bill requires certain health insurers in Georgia to offer an optional preenrollment period for anticipated newly born or adopted children, meaning individuals can prepare for coverage for a child expected to arrive within three months. To use this preenrollment option, insured individuals must provide documentation, such as a doctor's note or ultrasound results for pregnancy, or other necessary documents for adoption, confirming the anticipated arrival. Once the insurer receives this documentation, they must inform the insured about any coverage changes, including potential adjustments to deductibles or premiums, and remind them of the 31-day window to officially add the child to their policy after birth or adoption. The bill also clarifies that this preenrollment coverage will be subject to the same cost-sharing requirements, like deductibles and copayments, as other benefits within the health plan, and insurers must assign policy information to the anticipated child before their arrival. These provisions are set to take effect for policies executed, delivered, issued for delivery, continued, or renewed in Georgia on or after January 1, 2027.

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https://www.legis.ga.gov/legislation/72710