summary
Introduced
02/02/2026
02/02/2026
In Committee
02/23/2026
02/23/2026
Crossed Over
Passed
Dead
Introduced Session
2025-2026 Regular Session
Bill Summary
An act to amend Section 10095 of, and to add Sections 10100.4 and 10100.5 to, the Insurance Code, relating to insurance.
AI Summary
This bill aims to strengthen oversight and expand coverage options for the California FAIR Plan Association, which provides basic property insurance to those unable to obtain it through normal channels. Key provisions include requiring the association to comply with recommendations from examination reports issued by the Insurance Commissioner or their designee, and imposing civil penalties of up to $10,000 per violation, or $20,000 for willful violations, if the association fails to adopt these recommendations within an agreed-upon timeframe or otherwise violates relevant statutes. Additionally, the bill empowers the Insurance Commissioner to mandate that the association adjust policy limits and offer new coverage options, such as fair rental value coverage and comprehensive homeowners' insurance, to better meet policyholder needs.
Committee Categories
Business and Industry
Sponsors (11)
Lisa Calderon (D)*,
Dawn Addis (D),
David Alvarez (D),
Rebecca Bauer-Kahan (D),
Marc Berman (D),
Mike Gipson (D),
John Harabedian (D),
Liz Ortega (D),
Cottie Petrie-Norris (D),
Michelle Rodriguez (D),
Rick Zbur (D),
Last Action
Referred to Com. on INS. (on 02/23/2026)
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://leginfo.legislature.ca.gov/faces/billStatusClient.xhtml?bill_id=202520260AB1680 |
| BillText | https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202520260AB1680#99INT |
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