Bill > SB2575

This bill aims to expand protections for individuals purchasing Medicare supplement policies, often referred to as "Medigap" policies, which help cover costs not covered by Original Medicare. Specifically, it introduces provisions for "non-age eligible persons," defined as individuals under 65 who are eligible for Medicare due to disability or end-stage renal disease. The bill prohibits insurers from denying, conditioning the issuance of, or discriminating in the pricing of these policies for eligible applicants, including those who are switching from one Medigap policy to another within 60 days of their birthday. It also mandates that insurers offering Medigap policies to those 65 and older must also offer them to non-age eligible persons enrolled in Medicare, ensuring they receive the same benefits and protections. Furthermore, the bill establishes a "weighted average aged premium rate" to ensure that non-age eligible persons are not charged more than this calculated average for their policies, and it prohibits any waiting periods or pre-existing condition limitations for them. These changes are set to take effect on January 1, 2027.

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https://wapp.capitol.tn.gov/apps/Billinfo/Default?BillNumber=SB2575&ga=114