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MD HB816

MD HB816
Maryland Automobile Insurance Fund - Affordability - Purpose of Fund and Authorized Program


summary

Introduced
02/04/2026
In Committee
02/04/2026
Crossed Over
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

Altering the purpose of the Maryland Automobile Insurance Fund to specify that the financial security provided by the Fund be provided at rates that are affordable; and authorizing the Executive Director of the Fund to establish an affordability program that may otherwise be considered to be inconsistent with certain provisions of insurance law.

AI Summary

This bill modifies the purpose of the Maryland Automobile Insurance Fund (MAIF), which provides mandatory car insurance to eligible individuals unable to obtain it elsewhere, to explicitly state that its financial security must be offered at affordable rates. It also grants the Executive Director of the MAIF the authority to create an affordability program, even if such a program might normally conflict with existing insurance laws regarding rate determination and filing with the Commissioner, which is the state official overseeing insurance matters. This change aims to ensure that the MAIF can offer insurance at prices that are accessible to its intended beneficiaries.

Committee Categories

Justice, Transportation and Infrastructure

Sponsors (15)

Last Action

House Judiciary Hearing (13:00:00 3/5/2026 ) (on 03/05/2026)

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