Bill > SB458

This bill, titled the "Home Inspector Licensing Act of Georgia," establishes a new regulatory framework for home inspectors in Georgia, requiring them to be licensed by the state starting January 1, 2028, under the jurisdiction of the residential contractor division. To obtain a license, applicants must be at least 18 years old, possess a high school diploma or equivalent (or have ten years of relevant industry experience), pass a criminal background check, and submit a complete application with fees. They will also need to pass a board-approved examination, and licenses will need to be renewed every four years. The bill also mandates that licensed home inspectors maintain specific insurance coverage, including at least $250,000 per occurrence and $500,000 aggregate for general liability, and $250,000 per occurrence and $500,000 aggregate for errors and omissions insurance, which covers professional mistakes. Companies performing home inspections will also require licensure, needing to register with the board, provide a list of their licensed inspectors, ensure all inspections are done by licensed individuals, and maintain inspection records. The bill defines "ancillary services" as specialized inspections beyond the general scope, a "client" as the party for whom the inspection is performed, a "home inspection" as a limited, non-invasive examination, and a "home inspector" as anyone who inspects homes for compensation, with exceptions for government employees. It also outlines "standards of practice" and "unfair trade practices" that the board will establish and update, requiring inspectors to disclose these to clients along with any ancillary services and a sample report before an inspection. The bill provides for reciprocity with other states that have substantially equal licensing requirements and allows current home inspectors to apply for licensure without initial education requirements if they pass a national exam or equivalent by July 1, 2027. The board will investigate complaints and can issue cease and desist orders, impose fines, suspend or revoke licenses, or require additional training for violations. The bill also specifies that it does not apply to licensed real estate appraisers, brokers, salespeople, or government officials performing official duties.

Business and Industry

https://www.legis.ga.gov/legislation/72830