Bill > SB633

This bill amends existing Maryland law concerning condominiums to clarify unit owner responsibility for damage. Specifically, it states that if damage or destruction to any part of a condominium originates from a specific unit, the owner of that unit is responsible for the entire cost of repairing or replacing the damaged or destroyed portion, including restoration to a condition compatible with the rest of the condominium if it's not rebuilt. This is a significant change from previous law, which limited a unit owner's financial responsibility for such damage to the condominium's property insurance deductible, not exceeding $10,000, with any costs beyond that being considered a common expense shared by all unit owners. The bill also mandates that the council of unit owners, which is the governing body of the condominium association, must annually inform each unit owner in writing about their responsibility for full repair costs if damage originates from their unit, and also about their potential responsibility for a portion of the insurance deductible if damage originates from common elements or an external event.

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https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/SB0633?ys=2026RS