summary
Introduced
02/05/2026
02/05/2026
In Committee
02/05/2026
02/05/2026
Crossed Over
Passed
Dead
Introduced Session
2026 Regular Session
Bill Summary
The purpose of this bill is to prohibit an insurer from declining or limiting coverage on a person under any life insurance policy, major medical coverage policy, disability insurance policy, or long-term care insurance policy solely due to the status of that person as a living organ donor.
AI Summary
This bill, the State Living Donor Protection Act, makes it unlawful for insurers to deny or limit coverage under life insurance, major medical, disability, or long-term care insurance policies solely because an individual is a living organ donor. It also prohibits insurers from preventing an insured from donating an organ as a condition of maintaining their policy or discriminating in policy terms, such as price or coverage amount, based solely on living organ donor status without additional actuarial risk. The bill amends existing laws to include these protections across various types of insurance policies, ensuring that individuals who donate organs are not penalized by their insurance providers.
Committee Categories
Budget and Finance
Sponsors (1)
Last Action
To House Finance (on 02/05/2026)
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | http://www.wvlegislature.gov/Bill_Status/Bills_history.cfm?input=5242&year=2026&sessiontype=RS&btype=bill |
| Fiscal Note - Insurance Commission | http://www.wvlegislature.gov/Fiscalnotes/FN(2)/fnsubmit_recordview1.cfm?RecordID=954673981 |
| BillText | http://www.wvlegislature.gov/Bill_Status/bills_text.cfm?billdoc=hb5242%20intr.htm&yr=2026&sesstype=RS&i=5242 |
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