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IL SB3483

IL SB3483
INC TX-VEHICLE LOANS


summary

Introduced
02/05/2026
In Committee
02/17/2026
Crossed Over
Passed
Dead

Introduced Session

104th General Assembly

Bill Summary

Amends the Illinois Income Tax Act. Provides that each individual taxpayer who incurs debt that does not exceed $60,000 in connection with the financing of a qualified motor vehicle is entitled to a deduction in an amount equal to the interest paid on the qualified motor vehicle loan during the taxable year. Effective immediately.

AI Summary

This bill amends the Illinois Income Tax Act to allow individual taxpayers to deduct the interest paid on a qualified motor vehicle loan, provided the loan amount does not exceed $60,000 and the vehicle is titled and registered in Illinois with final assembly occurring within the United States. This deduction is available for loans originating on or after January 1, 2026, and is limited to one qualified motor vehicle per person, or up to two for those filing a joint return. The bill also specifies definitions for "final assembly," "maximum loan amount," "qualified motor vehicle," and "qualified motor vehicle loan" to clarify eligibility for this new tax deduction.

Committee Categories

Budget and Finance

Sponsors (1)

Last Action

Assigned to Revenue (on 02/17/2026)

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