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IA SF2215

IA SF2215
A bill for an act relating to the applicability of the standard nonforfeiture law for individual deferred annuities to contingent deferred annuities.(Formerly SSB 3064.)


summary

Introduced
02/05/2026
In Committee
Crossed Over
Passed
Dead

Introduced Session

91st General Assembly

Bill Summary

This bill provides that subsections 2 through 7 of Code section 508.38 (standard nonforfeitures —— deferred annuities) shall not apply to contingent deferred annuities, except that the commissioner of insurance may prescribe by rule nonforfeiture benefits for contingent deferred annuities that the commissioner deems equitable to policyholders, appropriate for the risks insured, and consistent with the general intent of Code section 508.38.

AI Summary

This bill clarifies that certain provisions of Iowa's standard nonforfeiture law for individual deferred annuities, specifically subsections 2 through 7 of Code section 508.38, will not apply to contingent deferred annuities, which are annuities where the annuity payments are contingent upon a specific event or condition. However, it allows the Commissioner of Insurance to establish rules for nonforfeiture benefits for these contingent deferred annuities if they are deemed fair to policyholders, suitable for the risks involved, and generally aligned with the original intent of the nonforfeiture law.

Sponsors (0)

No sponsors listed

Other Sponsors (1)

Commerce (Senate)

Last Action

Committee report, approving bill. S.J. 215. (on 02/05/2026)

bill text


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