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IL HB5394

IL HB5394
HUM RTS-CREDIT SCORES


summary

Introduced
02/06/2026
In Committee
02/10/2026
Crossed Over
Passed
Dead

Introduced Session

104th General Assembly

Bill Summary

Amends the Illinois Human Rights Act. Provides that it is a civil rights violation under the Act to refuse to lease or rent real property or otherwise discriminate against any person in the terms, conditions, or privileges of a real estate transaction by using an applicant's credit score or credit history as a disqualifying factor if that applicant's source of income includes a local, State, or federal housing subsidy. "Housing subsidy" includes, but is not limited to, housing choice vouchers, permanent supportive housing program placements, or rapid rehousing subsidies. Provides that use of credit scores or history to deny a rental application to a person with a housing subsidy is a violation of the Act as it constitutes a practice that subjects individuals to discrimination based on source of income without a legitimate, nondiscriminatory necessity.

AI Summary

This bill amends the Illinois Human Rights Act to prohibit discrimination in real estate transactions based on a person's source of income when that income includes a housing subsidy. Specifically, it makes it a civil rights violation to refuse to lease or rent property, or to discriminate in the terms of a real estate transaction, by using an applicant's credit score or credit history as a reason to disqualify them if they receive a local, State, or federal housing subsidy. Examples of "housing subsidy" include housing choice vouchers, permanent supportive housing program placements, or rapid rehousing subsidies. The bill clarifies that using credit scores or history to deny a rental application to someone with a housing subsidy is considered discriminatory based on their source of income, unless there is a legitimate, non-discriminatory necessity for doing so.

Sponsors (2)

Last Action

Added Co-Sponsor Rep. Michelle Mussman (on 02/19/2026)

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