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WV SB822

WV SB822
Revising gold card process to include hospitals or department hospitals


summary

Introduced
02/06/2026
In Committee
02/06/2026
Crossed Over
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

The purpose of this bill is to expand the definition of episode of care and the definition of prior authorization; to revise the requirements for the gold card process to include a hospital, or a department within a hospital; to extend the timeframe for which the gold care is effective; to allow the Office of the Insurance Commissioner to respond within 24 hours if a gold card provider believes he or she has been improperly denied; to implement a standard gold card process; to increase fines; and to establish a new effective date.

AI Summary

This bill revises the process for obtaining prior authorization for medical services, commonly known as the "gold card" process, by expanding its eligibility to include hospitals or departments within hospitals, not just individual physicians. It also extends the duration for which a gold card is valid to 12 months and clarifies that a gold card exemption applies to a provider's National Provider Identifier (NPI). The bill mandates that the Office of the Insurance Commissioner (OIC) must provide requested data to providers within 24 hours if they believe they qualify for gold card status but have not yet received it, and establishes a standardized gold carding process for all payers by January 1, 2027. Additionally, it increases the potential civil penalty for violations of prior authorization rules to up to $10,000 per violation and sets a new effective date for these changes to January 1, 2027. The definition of "prior authorization" is also updated to require advance approval for services or medications costing over $10,000.

Committee Categories

Health and Social Services

Sponsors (1)

Last Action

To Health and Human Resources (on 02/06/2026)

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