Bill > HB5528

This bill amends the Landlord and Tenant Act to protect tenants' privacy regarding their rental payment history. Specifically, it clarifies that a "rent reporter" is any system that shares a tenant's rent history with "credit bureaus," which are the major credit reporting agencies like Equifax, TransUnion, and Experian. It also defines a "credit building agreement" as a contract where a landlord shares a tenant's rent payments with these reporting agencies. The bill's key provisions state that a landlord cannot automatically report a tenant's rent payments to a rent reporter without first getting the tenant's written permission, and a landlord cannot offer a credit building agreement to a tenant until after the tenant has already signed a lease for their residence.