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Bill > SB3864


IL SB3864

IL SB3864
INS CD-COST SHARING RESTRICT


summary

Introduced
02/06/2026
In Committee
02/06/2026
Crossed Over
Passed
Dead

Introduced Session

104th General Assembly

Bill Summary

Amends the Illinois Insurance Code. In provisions requiring policies of group accident and health insurance to provide coverage for certain examination and testing services provided to a victim of specified criminal offenses, prohibits the policy from imposing a deductible, coinsurance, copayment, or any other cost-sharing requirement on the coverage provided, except to the extent that the coverage would disqualify a high-deductible health plan from eligibility for a health savings account under the Internal Revenue Code. Effective January 1, 2027.

AI Summary

This bill amends the Illinois Insurance Code to ensure that group accident and health insurance policies provide full coverage for examination and testing services for victims of certain criminal offenses, without imposing any cost-sharing requirements like deductibles, coinsurance, or copayments. The only exception is if such coverage would disqualify a high-deductible health plan from being eligible for a health savings account, which is a type of savings account used to pay for qualified medical expenses. This change aims to remove financial barriers for victims seeking necessary medical evaluations and treatment related to criminal offenses.

Sponsors (1)

Last Action

Referred to Assignments (on 02/06/2026)

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