summary
Introduced
02/06/2026
02/06/2026
In Committee
03/04/2026
03/04/2026
Crossed Over
Passed
Dead
Introduced Session
104th General Assembly
Bill Summary
Amends the Illinois Insurance Code. Contains findings. Requires each health carrier to annually submit completed templates with both plan-level and carrier-level data to the Director of Insurance in the form, manner, and time prescribed by the Director by no later than July 1 of each year for data from the previous calendar year. Provides that data must be sufficient to support independent technical evaluation and to enable meaningful public understanding of access to and coverage for each facility type and specified professional provider type. Requires each health carrier to report, disaggregated by facility type, professional provider type, youth, adult, in-person, and telehealth, the specified data elements. Requires the Director to post, in an easily accessible, consumer-friendly manner, on a public website, all underlying data and data files reported no later than 3 months after receipt. Sets forth provisions concerning certification of health carriers and administration and enforcement of the provisions. Provides that the data submission requirements apply to health benefit plans issued or renewed on or after January 1, 2027. Effective immediately.
AI Summary
This bill, titled the "Truth in Mental Health Coverage Act," requires health carriers, which are insurance companies providing health benefits, to annually submit detailed data to the Director of Insurance by July 1st of each year, covering the previous calendar year's data. This data, presented in standardized templates, must be comprehensive enough for independent technical review and to allow the public to easily understand access to and coverage for various types of facilities (like hospitals or outpatient clinics) and healthcare professionals (such as psychiatrists or therapists) for mental health, substance use disorder, behavioral health, and medical/surgical services. The data must be broken down by categories including facility type, professional provider type, age group (youth and adult), and service delivery method (in-person and telehealth). Importantly, the Director of Insurance must then make all this reported data publicly available on an easily accessible website within three months of receiving it, in a format that allows for public analysis and comparison, and will also maintain an interactive dashboard to visualize this information. These reporting requirements will apply to health benefit plans issued or renewed starting January 1, 2027, and the bill takes effect immediately upon becoming law.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
House Insurance Committee Hearing (15:00:00 3/18/2026 Room C-1 Stratton Building) (on 03/18/2026)
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