Bill > HB05127

This bill, effective October 1, 2026, aims to regulate the use of medical credit cards by healthcare and veterinary providers. It prohibits providers from advertising, marketing, or soliciting these credit cards, and from receiving any financial benefits for doing so. Providers are also forbidden from assisting consumers in obtaining a medical credit card or charging it for services before they are rendered, or for ancillary products (additional items sold alongside a service) unless the consumer explicitly agrees in writing. The bill mandates that providers must disclose specific financial risks associated with medical credit cards when a consumer requests this information, and they must accept returns and provide full refunds for certain ancillary products within thirty days of purchase, provided the product is not used or damaged. The legislation defines key terms such as "medical credit card" as a credit card specifically for healthcare or veterinary services that allows deferred payments, and "ancillary product" as any item sold by a provider other than the primary health or veterinary service.

Justice

General Law Committee (Joint)

https://www.cga.ct.gov/asp/cgabillstatus/cgabillstatus.asp?selBillType=Bill&bill_num=HB05127&which_year=2026