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Bill > SB794


MD SB794

MD SB794
Health Insurance - Special Enrollment Period for Pregnancy - Coverage Effective Date


summary

Introduced
02/06/2026
In Committee
04/08/2026
Crossed Over
03/19/2026
Passed
05/26/2026
Dead
Signed/Enacted/Adopted
05/26/2026

Introduced Session

2026 Regular Session

Bill Summary

Authorizing an individual who enrolls for coverage or enrolls a dependent for coverage during a certain special enrollment period for pregnancy to choose a certain date option on which the coverage will become effective; and requiring the carrier, if the individual fails to select the effective date, to select a certain date option.

AI Summary

This bill allows individuals who enroll in health insurance during a special enrollment period triggered by pregnancy, or by a dependent's pregnancy, to choose when their coverage becomes effective. Specifically, they can opt for coverage to start on the first day of the month they receive pregnancy confirmation from a health care practitioner, or on the first day of the month following their plan selection. If the individual does not make a selection, the health insurance carrier must choose one of these two options. This provision applies to health benefit plans issued, delivered, or renewed in the state on or after January 1, 2027.

Committee Categories

Budget and Finance, Health and Social Services

Sponsors (2)

Last Action

Approved by the Governor - Chapter 787 (on 05/26/2026)

Taxonomy

Health
  • ‐ Health Insurance Reform
  • ‐ Maternal Health

bill text


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