Bill > AB1798

This bill, effective until January 1, 2036, significantly alters how life and disability insurers can use genetic information, aiming to prevent discrimination based on genetic characteristics. It prohibits these insurers from canceling, limiting, or denying coverage, or from increasing premiums based on genetic test results. Furthermore, insurers are barred from requesting, soliciting, or using any genetic information, including results from direct-to-consumer genetic tests, or considering an individual's decisions about genetic testing for insurance purposes. The bill also modifies disclosure authorization forms to exempt genetic information and prohibits insurers from seeking an individual's full genome or genetic information obtained from direct-to-consumer testing companies. It also clarifies definitions related to genetic testing and insurance, and establishes penalties for improper disclosure of genetic test results, with separate provisions for a period after 2036 that revert to some previous regulations.

https://leginfo.legislature.ca.gov/faces/billStatusClient.xhtml?bill_id=202520260AB1798