Bill > HB1157

This bill, known as the Transparency, Reporting, Understanding, Timeliness, and Honesty (TRUTH) in Mental Health Coverage Act, requires health insurance carriers in Maryland to report detailed data about their claims and coverage to the Maryland Insurance Commissioner. This data will include information on mental health services, substance use services, and medical or surgical services, broken down by facility type, provider type, age group, and whether services were in-person or via telehealth. The Commissioner will develop a standardized template for this reporting, ensuring consistency across all carriers, and will then make this information publicly available through an interactive online dashboard and downloadable files on a public website within three months of receiving the data. This initiative aims to improve transparency and allow for public analysis and comparison of health plans, with the goal of ensuring better access to timely and appropriate care, particularly for mental and behavioral health services. The bill also specifies that failure to submit accurate and timely data will be considered an unfair or deceptive practice, and the Commissioner can refer non-compliant carriers to the Attorney General. The act will take effect on January 1, 2027.