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MI SB0782

MI SB0782
Insurance: no-fault; denial of claim based on failure to list all household members on policy; prohibit. Amends sec. 3114 of 1956 PA 218 (MCL 500.3114).


summary

Introduced
02/11/2026
In Committee
02/11/2026
Crossed Over
Passed
Dead

Introduced Session

103rd Legislature

Bill Summary

A bill to amend 1956 PA 218, entitled"The insurance code of 1956,"by amending section 3114 (MCL 500.3114), as amended by 2019 PA 21.

AI Summary

This bill amends the Michigan Insurance Code to prohibit insurance companies from denying coverage for motor vehicle accidents solely because a person was not listed on the insurance application as a relative residing in the same household as the policyholder or their spouse. It also prevents insurers from requiring applicants to list all household members as a condition of obtaining a personal protection insurance policy, which provides benefits for accidental bodily injury arising from a motor vehicle accident.

Committee Categories

Budget and Finance

Sponsors (3)

Last Action

Referred To Committee On Finance, Insurance, And Consumer Protection (on 02/11/2026)

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