Bill > HR7504

This bill, titled the "Housing for America’s Middle Class Act of 2026," aims to address the lack of affordable housing for middle-class and working American families who often earn too much to qualify for certain federal housing assistance but still struggle with housing costs. The bill requires the Comptroller General of the United States, who leads the Government Accountability Office (GAO), to study and report to Congress within 180 days of the bill's enactment. This report will identify areas where housing is most unaffordable for these families, pinpoint federal housing programs, including tax credits and grants, that are not accessible to middle-income households, and highlight any gaps in current federal programs that exclude them. Crucially, the report will propose recommendations for a definition of "workforce housing," which refers to housing that is affordable to middle-income workers, based on specific income levels, to help federal agencies better include these families in existing affordability programs and analyze how such a definition could be used to incentivize the development of workforce housing through federal initiatives.