summary
Introduced
02/12/2026
02/12/2026
In Committee
02/16/2026
02/16/2026
Crossed Over
Passed
Dead
Introduced Session
2026 Regular Session
Bill Summary
The purpose of this bill is to decrease mandatory liability minimums and remove excess coverage requirements for county boards of education.
AI Summary
This bill modifies West Virginia law concerning liability insurance for county boards of education and other school personnel by reducing the mandatory minimum amount of insurance coverage required for each incident from $1,250,000 to $1 million, and it eliminates the requirement for county boards of education to purchase an additional $5 million in "excess coverage," which is additional insurance to cover claims exceeding the primary policy limits. The State Board of Risk and Insurance Management, an entity responsible for providing insurance to state entities, will continue to offer professional or other liability insurance to cover negligence claims arising from the duties of teachers, administrators, superintendents, and board members, and this bill also clarifies that public charter schools can opt into this insurance coverage under similar terms.
Committee Categories
Budget and Finance, Business and Industry
Sponsors (3)
Last Action
Subcommittee on Banking and Insurance Meeting (13:30:00 2/24/2026 House Finance Committee Room) (on 02/24/2026)
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | http://www.wvlegislature.gov/Bill_Status/Bills_history.cfm?input=5463&year=2026&sessiontype=RS&btype=bill |
| Fiscal Note - Education, WV Department of | http://www.wvlegislature.gov/Fiscalnotes/FN(2)/fnsubmit_recordview1.cfm?RecordID=957090859 |
| Fiscal Note - Risk and Insurance Management, Board of (BRIM) | http://www.wvlegislature.gov/Fiscalnotes/FN(2)/fnsubmit_recordview1.cfm?RecordID=957090876 |
| BillText | http://www.wvlegislature.gov/Bill_Status/bills_text.cfm?billdoc=hb5463%20intr.htm&yr=2026&sesstype=RS&i=5463 |
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