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Bill > A4289
NJ A4289
NJ A4289Provides defendant option to disclose disability status in foreclosure proceedings.
summary
Introduced
02/19/2026
02/19/2026
In Committee
02/19/2026
02/19/2026
Crossed Over
Passed
Dead
Introduced Session
2026-2027 Regular Session
Bill Summary
This bill directs the Administrative Office of the Courts to allow a homeowner, in an answer to a foreclosure complaint filed with the Office of Foreclosure and in the foreclosure case information statement required pursuant to the Rules of Court, to disclose the homeowner's disability and to include a statement from the homeowner's physician that confirms the disability status of the homeowner and assess the impact of the disability on the homeowner. This requirement would apply to a foreclosure action that involves an owner-occupied residential mortgage.
AI Summary
This bill allows homeowners facing foreclosure on their primary residence to disclose their disability status when responding to a foreclosure complaint. Specifically, the Administrative Office of the Courts, which manages foreclosure proceedings, must provide a way for defendants (homeowners) to indicate they have a disability. This disclosure would be made in their formal answer to the foreclosure complaint and in a required "foreclosure case information statement," a document providing details about the case. To support this disclosure, the homeowner can also submit a statement from their doctor confirming the disability and explaining how it affects them. This provision is intended to offer a pathway for individuals whose disabilities might impact their ability to navigate the foreclosure process, particularly in cases involving a home they live in.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 02/19/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2026/A4289 |
| BillText | https://pub.njleg.gov/Bills/2026/A4500/4289_I1.HTM |
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