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GA SB506
GA SB506Regulation of Rates; vehicle insurers from using any geographic classifications in vehicle insurance policies; prohibit
summary
Introduced
02/12/2026
02/12/2026
In Committee
02/17/2026
02/17/2026
Crossed Over
Passed
Dead
Introduced Session
2025-2026 Regular Session
Bill Summary
AN ACT To amend Chapter 9 of Title 33 of the Official Code of Georgia Annotated, relating to regulation of rates, underwriting rules, and related organizations, so as to prohibit vehicle insurers from using any geographic classifications in vehicle insurance policies; to provide for related matters; to provide for an effective date and applicability; to repeal conflicting laws; and for other purposes.
AI Summary
This bill, effective January 1, 2027, prohibits vehicle insurance companies in Georgia from using any geographic identifiers, such as ZIP codes, neighborhoods, or municipalities, to determine insurance rates, policy terms, or to deny, cancel, or increase premiums for vehicle insurance policies. This means that where a policyholder lives will no longer be a factor in how their car insurance is priced or managed, aiming to ensure fairness across different locations.
Committee Categories
Business and Industry
Sponsors (11)
Tonya Anderson (D)*,
Ed Harbison (D)*,
Jaha Howard (D)*,
Nabilah Islam Parkes (D)*,
Harold Jones (D)*,
RaShaun Kemp (D)*,
Derek Mallow (D)*,
Randal Mangham (D)*,
Nikki Merritt (D)*,
Nan Orrock (D)*,
Elena Parent (D)*,
Last Action
Senate Read and Referred (on 02/17/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.legis.ga.gov/legislation/73186 |
| BillText | https://www.legis.ga.gov/api/legislation/document/20252026/242566 |
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