Bill > HB0560

This bill amends existing Utah law to establish regulations for ambulance membership organizations, which are entities that offer contracts for reimbursement of emergency ambulance charges and related transportation expenses. Previously, these contracts were not explicitly defined or regulated, and the bill clarifies that an "ambulance membership contract" is distinct from an insurance contract. The legislation requires these organizations to be licensed by the state, pay a $500 licensure fee, maintain a reserve fund equal to at least 20% of their gross earned fee income, and post a surety bond. It also mandates specific disclosures to members, including that the contract is not insurance, details of all charges, and terms of cancellation, and prohibits selling these contracts to individuals enrolled in the Medicaid program. The bill grants the Insurance Commissioner the authority to examine these organizations, investigate violations, and impose penalties, including license suspension or revocation, for non-compliance, deceptive practices, or failure to fulfill obligations.

https://le.utah.gov/~2026/bills/static/HB0560.html