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Bill > S2633
RI S2633
RI S2633Adds property damage to statutory underinsured motor coverage, rather than just uninsured motorist coverage, as it is presently.
summary
Introduced
02/13/2026
02/13/2026
In Committee
02/13/2026
02/13/2026
Crossed Over
Passed
Dead
Introduced Session
2026 Regular Session
Bill Summary
This act would add property damage to statutory underinsured motor coverage, rather than just uninsured motorist coverage, as it is presently. This act would take effect upon passage.
AI Summary
This bill amends Rhode Island General Laws Section 27-7-2.1 to expand "uninsured motorist coverage" to include "underinsured motorist coverage" for property damage, meaning that if a driver causes damage to your property and their insurance is insufficient to cover the full cost, your own insurance policy can now help cover that property damage, not just bodily injury. Currently, this protection primarily applies to bodily injury or death caused by uninsured drivers. The bill also clarifies that an "underinsured motorist" is someone whose insurance coverage is less than the amount you are legally entitled to recover for property damage or bodily injury. This change aims to provide broader financial protection for individuals in cases of vehicle accidents.
Committee Categories
Justice
Sponsors (2)
Last Action
Introduced, referred to Senate Judiciary (on 02/13/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://status.rilegislature.gov/ |
| BillText | https://webserver.rilegislature.gov/BillText26/SenateText26/S2633.pdf |
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