summary
Introduced
02/13/2026
02/13/2026
In Committee
Crossed Over
Passed
Dead
Introduced Session
2025-2026 Regular Session
Bill Summary
An act to add Section 679.91 to the Insurance Code, relating to insurance.
AI Summary
This bill requires insurance companies, when providing a premium quote for residential property insurance, to offer two separate price estimates: one for the property in its current condition and another for the property if it is certified as "hardened" by a home hardening certification program. A "hardened" home refers to a property that has undergone specific upgrades and measures to make it more resistant to wildfire damage, and these programs are to be established or approved by the State Fire Marshal, an office responsible for wildfire resiliency efforts. This provision aims to incentivize homeowners to invest in wildfire mitigation by clearly showing the potential insurance cost savings.
Sponsors (9)
Steve Bennett (D)*,
Patrick Ahrens (D),
Ben Allen (D),
David Alvarez (D),
Rebecca Bauer-Kahan (D),
Damon Connolly (D),
John Harabedian (D),
Gregg Hart (D),
Henry Stern (D),
Last Action
From printer. May be heard in committee March 16. (on 02/14/2026)
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://leginfo.legislature.ca.gov/faces/billStatusClient.xhtml?bill_id=202520260AB1986 |
| BillText | https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202520260AB1986#99INT |
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