Bill > SB954

This bill, effective July 1, 2026, prohibits insurance companies from discriminating against individuals who have donated an organ while still alive, referred to as a "living organ donor." Specifically, insurers cannot deny or limit coverage for sickness, disability, or long-term care insurance policies solely because someone is a living organ donor, nor can they prevent someone from donating an organ as a condition of keeping their insurance. The bill also prevents insurers from otherwise discriminating in the terms, price, or continuation of these policies based on a person's status as a living organ donor, unless there are additional, documented actuarial risks involved. This aims to protect individuals who make the selfless decision to donate an organ from facing negative consequences with their health insurance.

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http://www.wvlegislature.gov/Bill_Status/Bills_history.cfm?input=954&year=2026&sessiontype=RS&btype=bill