Bill > HR49

This resolution recognizes the growing retirement security crisis facing American workers, which is defined as a situation where many individuals struggle to save enough for their retirement, leading to increasing financial insecurity for older adults. This crisis is attributed to factors like longer life expectancies, rising healthcare costs, and fewer traditional pension plans. The resolution highlights that a significant percentage of older households are already struggling financially or are at risk of becoming so, and this trend is expected to worsen. It references a previous resolution by the National Council of Insurance Legislators (NCOIL), an organization of state legislators who deal with insurance issues, which encouraged employers to offer and promote investment options that provide a guaranteed income for life in retirement plans. Ultimately, this resolution urges federal and state leaders to address this crisis by promoting policies that offer advice, guidance, and tools to help workers achieve a secure retirement, and it encourages retirement systems and employers to increase public awareness and financial education.

https://billstatus.ls.state.ms.us/2026/pdf/history/HR/HR0049.xml