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Bill > HB1319
GA HB1319
GA HB1319Insurance; premium discount for motor vehicles with certain antitheft devices; provisions
summary
Introduced
02/17/2026
02/17/2026
In Committee
Crossed Over
Passed
Dead
Introduced Session
2025-2026 Regular Session
Bill Summary
AN ACT To amend Chapter 9 of Title 33 of the Official Code of Georgia Annotated, relating to regulation of rates, underwriting rules, and related organizations, so as to provide for a premium discount for motor vehicles with certain antitheft devices in private passenger automobile insurance and commercial motor vehicle insurance that include comprehensive coverage; to provide for a definition; to provide for the Commissioner of Insurance to approve rate filings; to provide for rules and regulations; to provide for related matters; to provide for an effective date and applicability; to repeal conflicting laws; and for other purposes.
AI Summary
This bill mandates that insurance companies in Georgia offering private passenger automobile insurance or commercial motor vehicle insurance with comprehensive coverage must provide a premium discount to policyholders whose vehicles are equipped with specific antitheft devices, defined as aftermarket kill switches designed to prevent unauthorized use, but excluding ignition interlock devices. The insurance companies can offer these discounts, which will be applied to the comprehensive portion of the insurance policy, and these discounts must be approved by the Commissioner of Insurance as part of the insurer's rate filings, with the Commissioner empowered to create necessary rules and regulations for implementation. This provision will take effect on July 1, 2026, and will apply to all insurance rate filings submitted on or after that date.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
House Second Readers (on 02/19/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.legis.ga.gov/legislation/73248 |
| BillText | https://www.legis.ga.gov/api/legislation/document/20252026/242729 |
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