Bill
Bill > HB1344
summary
Introduced
02/17/2026
02/17/2026
In Committee
02/19/2026
02/19/2026
Crossed Over
Passed
Dead
Introduced Session
2025-2026 Regular Session
Bill Summary
AN ACT To amend Titles 33 and 40 of the Official Code of Georgia Annotated, relating to insurance and motor vehicles and traffic, respectively, so as to strengthen the enforcement authority of the Commissioner of Insurance and to clarify regulations on insurance, insurance fraud, uninsured motorists, excluded drivers, premium tax, insurance rates, claims processing, and uninsured or unregistered motor vehicles; to provide for the submission of information on suspected insurance fraud; to provide for certain entities to pay fees into the Special Insurance Fraud Fund; to provide for the Commissioner of Insurance to employ prosecuting attorneys for the prosecution of insurance fraud; to prohibit the solicitation, release, or sale of automobile accident information; to provide for the Department of Economic Development to recruit and retain insurers to this state through the creation of the Insurance is At Home in Georgia Program; to provide for timely claims processing after a catastrophic event; to provide for reporting the use of premium tax funds; to authorize the Commissioner of Insurance to consider all available information when reviewing insurance rates; to provide for contractual limitations; to provide for exemptions; to provide for storm damage mitigation through the Georgia Storm Mitigation Program; to provide for funding; to provide for matching and nomatching grants; to provide for eligibility; to provide for mitigation contractors; to provide for excluded drivers; to provide for increased fees for driving without minimum motor vehicle insurance coverage; to increase the amount of certain monetary penalties the Commissioner of Insurance is authorized to impose for violations of the Georgia Insurance Code; to provide for related matters; to provide for short titles; to provide for legislative purposes; to provide for an effective date and applicability; to repeal conflicting laws; and for other purposes.
AI Summary
This bill, known as the Georgia Insurance Affordability and Claims Integrity Act, aims to enhance consumer protection and streamline insurance regulations in Georgia by strengthening the authority of the Commissioner of Insurance and clarifying various insurance-related laws. Key provisions include empowering the Commissioner to investigate insurance fraud more effectively, including the ability to employ prosecuting attorneys for such cases, and requiring certain entities to contribute to a Special Insurance Fraud Fund. The bill also introduces measures to combat insurance fraud by prohibiting the solicitation, release, or sale of automobile accident information for financial gain and establishes the "Insurance is At Home in Georgia Program" to attract and retain insurance companies. Furthermore, it mandates timely claims processing after catastrophic events, requires reporting on the use of premium tax funds, and allows the Commissioner to consider all available information when reviewing insurance rates. The Act also establishes the Georgia Storm Mitigation Program to help reduce property damage from severe weather, clarifies regulations regarding excluded drivers from motor vehicle insurance policies, and increases penalties for driving without minimum insurance coverage, alongside a general increase in monetary penalties for various insurance violations.
Committee Categories
Business and Industry
Sponsors (6)
Jon Burns (R)*,
Soo Hong (R)*,
Carolyn Hugley (D)*,
Trey Kelley (R)*,
Eddie Lumsden (R)*,
Matt Reeves (R)*,
Last Action
House Committee Favorably Reported (on 02/19/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.legis.ga.gov/legislation/73286 |
| BillText | https://www.legis.ga.gov/api/legislation/document/20252026/242830 |
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