Bill
Bill > HB1344
summary
Introduced
02/17/2026
02/17/2026
In Committee
03/25/2026
03/25/2026
Crossed Over
02/26/2026
02/26/2026
Passed
04/10/2026
04/10/2026
Dead
Introduced Session
2025-2026 Regular Session
Bill Summary
AN ACT To amend Titles 9, 15, 23, 33, and 40 of the Official Code of Georgia Annotated, relating to civil practice, courts, equity, insurance, and motor vehicles and traffic, respectively, so as to establish certain protections for individuals, titles, and properties, provide for risk mitigation against loss, and strengthen the enforcement authority of the Commissioner of Insurance; to provide for the submission of information on suspected insurance fraud; to provide for certain entities to pay into the Special Insurance Fraud Fund; to authorize the Commissioner to use such funds to employ prosecuting attorneys for the prosecution of insurance fraud; to prohibit the solicitation, release, or sale of automobile accident information; to provide for the recruitment of insurers to this state; to provide for violation and punishment; to provide for the retention of insurers in this state; to provide for timely claims processing after a catastrophic event; to provide for reporting the use of premium tax funds; to provide for refunds and credits; to provide for homeowner protections with regard to insurance companies' use of aerial or satellite images; to provide for definitions; to provide for certain procedures; to require that homeowners be allowed 60 days to correct; to provide for applicability; to provide for rules and regulations; to provide for contractual limitations; to provide for exemptions; to provide for storm damage mitigation through the Georgia Storm Mitigation Program; to provide for funding; to provide for matching and nonmatching grants; to provide for eligibility; to provide for mitigation contractors; to provide for increased fees HB 1344/AP for driving without minimum motor vehicle insurance coverage; to increase the amount of certain monetary penalties; to provide for rental home marketplace guarantees to be excluded from the definition of property insurance; to revise provisions for judicial sales relative to acceptable tenders by purchasers; to permit certain purchasers to submit credit bids; to provide for the protection of personally identifiable data of judges and spouses; to provide for the restriction from disclosure of certain information; to provide for authorized release of certain restricted information; to provide penalties; to provide for construction; to provide for the qualification of special masters in certain quiet title actions; to provide for definitions; to provide for related matters; to provide for short titles; to provide for legislative purposes; to provide for an effective date and applicability; to repeal conflicting laws; and for other purposes.
AI Summary
This bill, known as the Georgia Insurance Affordability and Claims Integrity Act, aims to enhance consumer protections and strengthen the insurance industry in Georgia by increasing the authority of the Commissioner of Insurance, improving claims processing, and combating insurance fraud. Key provisions include requiring insurers to provide homeowners with 60 days to correct issues identified through aerial or satellite imagery before taking adverse underwriting actions, establishing a Georgia Storm Damage Mitigation Program to help fund home retrofitting against severe weather, and mandating timely claims processing after catastrophic events. The bill also prohibits the solicitation, release, or sale of automobile accident information for personal financial gain, increases penalties for various insurance-related violations, and clarifies that rental home marketplace guarantees are not considered property insurance. Additionally, it aims to recruit and retain insurers in Georgia and protects the personally identifiable information of judges and their spouses.
Committee Categories
Business and Industry
Sponsors (7)
Jon Burns (R)*,
Soo Hong (R)*,
Carolyn Hugley (D)*,
Trey Kelley (R)*,
Eddie Lumsden (R)*,
Matt Reeves (R)*,
Larry Walker (R),
Last Action
House Sent to Governor (on 04/10/2026)
Official Document
bill text
bill summary
Loading...
bill summary
Loading...
bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.legis.ga.gov/legislation/73286 |
| BillText | https://www.legis.ga.gov/api/legislation/document/20252026/249047 |
| BillText | https://www.legis.ga.gov/api/legislation/document/20252026/247303 |
| BillText | https://www.legis.ga.gov/api/legislation/document/20252026/242830 |
Loading...