Bill > SB518

This bill requires health insurers in Georgia to cover medically necessary treatments for alopecia universalis, a severe autoimmune condition causing complete body hair loss, starting January 1, 2027. This coverage must include treatments like FDA-approved oral medications, corticosteroids, phototherapy, and cranial prostheses, and these treatments will be subject to the same cost-sharing requirements (like deductibles and copayments) as other benefits within the policy, without imposing special limitations. The bill defines "health benefit policy" as individual or group plans providing major medical benefits, but it specifically excludes self-funded employer plans governed by the federal Employee Retirement Income Security Act (ERISA). The legislation also clarifies that insurers can offer more generous coverage than what is mandated and applies to policies renewed or issued on or after January 1, 2027.

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https://www.legis.ga.gov/legislation/73265