Bill > S09227

This bill, known as the "residential structure fire prevention act of 2026," aims to enhance fire safety in homes by addressing hazards in "cock lofts," which are defined as enclosed spaces between rafters and a suspended ceiling. It provides homeowners with a tax credit of up to 25% of the cost, capped at $5,000, for removing these fire hazards. Additionally, homeowners who install smoke detecting alarm devices in their cock lofts will receive an actuarially appropriate discount on their fire insurance premiums, with the state's superintendent of insurance establishing standards for these devices. Finally, the bill designates the repair of cock lofts for fire prevention and safety as a qualifying expenditure under various state housing programs, ensuring that these crucial safety improvements can be financed through existing state initiatives.

Budget and Finance

https://www.nysenate.gov/legislation/bills/2025/S9227