Bill > HB2226

This bill amends the Unfair Trade Practices and Consumer Protection Law to clarify that health insurance policies cannot be structured so that payments made by or on behalf of a consumer, including those from drug manufacturers, do not count towards the consumer's deductible, copayment, coinsurance, or maximum out-of-pocket costs, unless federal law specifically requires it. It also adds a new section granting the Insurance Department concurrent jurisdiction with other agencies to enforce this provision, giving the Insurance Commissioner the same enforcement powers as outlined in "The Insurance Company Law of 1921," such as issuing cease and desist orders and imposing penalties, and clarifies that these remedies are in addition to existing ones. The bill also includes a provision to ensure that its application to health savings accounts does not jeopardize their eligibility under federal law, particularly concerning high-deductible health plans and preventive care.

Business and Industry

https://www.palegis.us/legislation/bills/2025/hb2226