Bill > HB655

This bill modifies the definition of "covered services" within limited health service benefit plans, which are types of insurance plans that offer a specific set of health services. Specifically, it clarifies that "covered services" include those for which reimbursement would normally be provided, even if that reimbursement is currently limited by things like deductibles, copayments, or frequency limits, but it explicitly excludes services and materials that would be reimbursed except for an annual maximum benefit limit. The bill also prohibits contractual waivers of these provisions, meaning that insurance plan contracts cannot override these new rules, and any contract attempting to do so will be considered void. These changes will apply to all such insurance contracts that are issued or renewed on or after the bill's effective date.

https://apps.legislature.ky.gov/record/26RS/hb655.html